Black Out Day

On New Year greetings to friends and relatives by SSS if you want to call and then go watch it . You may have to congratulate expensive . Telecom regulator Trai Black Day List for 2013 has been released . BSNL , Vodafone , Airtel , Idea , Reliance and Tata mobile service companies such as black out , 31 December and January - DE Mnaangi .
Because millions of consumers with free SMS and cheap calls from midnight of December 30 voucher will stop working . They have to pay the whole of the SMS and calls . Black - Day exerted by people to make calls at affordable tariff vouchers will not help . Your number again - Pre- paid or post-paid .

Black Out - Day to send the message you have other options . E-mail , Facebook , Votsऐp , V - chat , hike , Skaipi , Chat - online , kick Messenger , Waibr , online , Facebook Messenger , Live profile including Group M and free apps can be sent congratulatory messages .

TRAI said a senior official of BSNL all companies in year 5 Black Out - Day is celebrated exempted . Companies these days are not fixed to your liking . Airtel has drawn five days . The January 1, 14 February ( Valentine 's Day ) , March 27 ( Holly ) November 3rd ( Diwali ) December 31 ( New Year ) are included .

Economy To Improve Next Year

The slow pace of the economy and inflation kept harassing the managers of the economy throughout the year . Now the whole industry in the new year after the new government is expected to good news . The country's economic growth rate has shaken the entire year . The government and central bank decisions on reforms [ RBI ] was hoping for relief . However , rising inflation, the central bank did not have much chance to do something like that battling over 2013 .
Every cry to the government in 2013 to Rs . The Indian currency fell victim of historic and current account deficit [ CAD ] grows up . Time, the government became scarred and green . Economic growth in the last financial year 2012-13 had touched a low of five per cent . Survey of the Ministry of Finance in February estimated growth rate during the current financial year 2013-14 will reach between 6.1 to 6.7 per cent . The official dream was broken very soon . April-September growth during the second quarter fell to 4.6 per cent . The key areas to relieve the government of the indicators are not . Basic industries and export performance remained at a low level . Finance Minister P Chidambaram and RBI Governor strive to Raghuram Rajan , but did not touch them with little success .
The International Monetary Fund [ IMF ] and the World Bank reports the growth rate has been projected to remain below five per cent . IMF recently said that India's growth rate in 2013 will be around 3.75 per cent , which in 2014 will reach around five per cent . Asian Development Bank [ ADB ], also projected a growth rate of 4.7 per cent was reduced from six . Well , now it will improve ADB says that in 2014 it will reach close to six per cent . Prime Minister's Economic Advisory Council also reduced from 6.4 per cent to 5.3 .
After failing economic growth on the front of the manager are constantly attempting to pause inflation . Thanks to the spurt in prices of food commodities to the common man and the government struggled upset . The government continued to everybody that inflation will be lower console but did not happen . Retail inflation based on the consumer price index in December stood at 11.24 per cent . The onion had touched Rs 100 mark . Congress-led government in the ongoing assembly elections in four states and the consequences suffered as a loss .
Rising rupee and the growing concern of the government in 2013 also remained CAD . The U.S. Federal Reserve bond purchases announced in June that he gradually would reduce . Therefore, the market of the world , including India, have become a huge crash . Rupee against the dollar to Rs 68.85 per dollar in August fell to a historic low . The BSE Sensex fell drastically . After all steps of RBI and Government of India currency is now around Rs 62 per dollar , while the index remains above 21 thousand . The difference between imports and exports CAD gross domestic product [ GDP ] was a 4.8 per cent . Government to reduce the import of gold and tries to bring investors in India . Foreign direct investment [ FDI ] laws were reformed in many sectors . These steps did not yield in 2013 . But in 2014 that brought many foreign companies have invested in India . These Tesco , Etihad , Singapore Airlines and Air Asia as the name.

Resolutions for your happiness

A year and over. Goodbye 2014 and 2013 have been started their innings . But in 2014 you had any resolution . People usually the first day of good health, career , job, etc. The resolved . But if you seek happiness throughout the year numerous financial pledges will remember . 14 Resolutions of 2014 and your family happy you can be successful in life .
How much profit loss in 2013 , according to market experts , forget it . Learning from these experiences should make further strategies . If the investor to secure their investments in 2014 , his inclination towards debt funds must do more .
Portfolio Insurance and the imperatives must also be given adequate space . Take the first term plans and health plans , except as Security Guards and Critical Illness policy also definitely take accidental. The most important thing is do not get insurance at any investment . 5-7 per cent of the total investment in the Portfolio Gold Fund to Protect .


Resolution 14 of 2014 -
1. Prepare a list of your expenses . Given bank and credit card statements to prepare the budget .
2 . Will try to rein in wasteful expenditure .
3 . Insurance will not understand the investment , take the first right turn plans and health plans .
4 . Would not allow the influx of funds in the portfolio , the portfolio will fund only 5-6 .
5 . Yielding too much in a short time will not be attracted to options .
6 . Emergency Fund as a separate amount of expenditure will take 5-6 months .
7 . At least 3 to 6 months to keep it with emergency Fund .
8 . If you have borrowed try to reduce its interest rate .
9 . Make sure your retirement preparation . For the long term is to invest in such schemes .
10 . Submit avoid tax and income tax at the time the product must have in their portfolio .
11 . Buy a house and car are in your budget .
12 . Keep fix your credit score . Remember that the loan should be good for your credit score .
13 . Exercise regularly to keep fit and it will always be . Lower insurance premiums and can not get the disease .
14 . Finally, the most important thing , to meet the needs of yourself and your loved ones . With the right people at the right time and your money to spend . After you save money for yourself and your family .