Resolutions for your happiness

A year and over. Goodbye 2014 and 2013 have been started their innings . But in 2014 you had any resolution . People usually the first day of good health, career , job, etc. The resolved . But if you seek happiness throughout the year numerous financial pledges will remember . 14 Resolutions of 2014 and your family happy you can be successful in life .
How much profit loss in 2013 , according to market experts , forget it . Learning from these experiences should make further strategies . If the investor to secure their investments in 2014 , his inclination towards debt funds must do more .
Portfolio Insurance and the imperatives must also be given adequate space . Take the first term plans and health plans , except as Security Guards and Critical Illness policy also definitely take accidental. The most important thing is do not get insurance at any investment . 5-7 per cent of the total investment in the Portfolio Gold Fund to Protect .


Resolution 14 of 2014 -
1. Prepare a list of your expenses . Given bank and credit card statements to prepare the budget .
2 . Will try to rein in wasteful expenditure .
3 . Insurance will not understand the investment , take the first right turn plans and health plans .
4 . Would not allow the influx of funds in the portfolio , the portfolio will fund only 5-6 .
5 . Yielding too much in a short time will not be attracted to options .
6 . Emergency Fund as a separate amount of expenditure will take 5-6 months .
7 . At least 3 to 6 months to keep it with emergency Fund .
8 . If you have borrowed try to reduce its interest rate .
9 . Make sure your retirement preparation . For the long term is to invest in such schemes .
10 . Submit avoid tax and income tax at the time the product must have in their portfolio .
11 . Buy a house and car are in your budget .
12 . Keep fix your credit score . Remember that the loan should be good for your credit score .
13 . Exercise regularly to keep fit and it will always be . Lower insurance premiums and can not get the disease .
14 . Finally, the most important thing , to meet the needs of yourself and your loved ones . With the right people at the right time and your money to spend . After you save money for yourself and your family .